The term ‘us’ or ‘we’ refers to the owner of the website, The New Zealand Federation of Family Budgeting Services. The term ‘you’ refers to the user or viewer of our website.
The use of this website is subject to the following terms and conditions:
This website and its content is copyright of The New Zealand Federation of Family Budgeting Services – © The New Zealand Federation of Family Budgeting Services 2011. All rights reserved.
Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:
You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.
The Office of the Privacy Commissioner provides further details of the New Zealand Privacy Act and how it protects personal information in New Zealand.
The NZFFBS operates the website www.familybudgeting.org.nz, and a number of subdomains. As part of the operation of this site:
We will not share the information that we collect with any third parties apart from in the following circumstances:
The information may be hosted with a service provider. Our agreements with them protect the information that we collect from any use by them that we have not authorised.
The aggregated data (not the personally identifiable information) may be shared with third parties such as funders or project partners.
A cookie is a small file that resides on your computer and is recognised by our server when you visit our sites. A cookie does not provide us with any personally identifiable information. It does provide details of your IP address, the computer platform that you use (eg Mac or Windows), the browser that you use (eg Microsoft Explorer or Netscape) and what domain you are accessing our sites from. With this information we can do the following:
In order to reflect the fact that our business is growing constantly, we reserve the right to change this policy at any time.
No part of the NZFFBS website, including images, photos, logos and the overall appearance of the site can be copied, reproduced or republished without prior written permission of the copyright holders. Budgeting tools such as the Budget Worksheet, Debt Schedule, and Cashflow Forecast, are provided for your personal use only.
All link requests should be made to email@example.com, which will be carefully considered and evaluated.